Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,968 | $91,424-74.9% | $135,942-83.1% | $71,495-67.9% |
| Participation rate | 11.0% | 75.7%-64.6pp | 81.9%-70.9pp | 67.9%-56.9pp |
| Annual return | 16.74% | 29.90%-13.2pp | 68.28%-51.5pp | 28.85%-12.1pp |
| Employer contribution / active EE | $0 | $3,704-100.0% | $4,858-100.0% | $2,589-100.0% |
| Participant deferral / active EE | $403 | $7,092-94.3% | $7,759-94.8% | $4,291-90.6% |
| Admin fee / account holder | $715 | $1,266-43.5% | $10,764-93.4% | $1,588-55.0% |