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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,060 | $52,678+36.8% | $75,784-4.9% | $59,633+20.8% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.8%+24.2pp | 68.7%+31.3pp |
| Annual return | -3.97% | 2.95%-6.9pp | 9.68%-13.6pp | 2041.45%-2045.4pp |
| Employer contribution / active EE | $3,536 | $2,193+61.2% | $3,323+6.4% | $2,203+60.5% |
| Participant deferral / active EE | $7,349 | $2,591+183.7% | $3,652+101.3% | $3,192+130.3% |
| Admin fee / account holder | $2,978 | $3,610-17.5% | $5,300-43.8% | $4,297-30.7% |