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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,515 | $138,072+65.5% | $123,549+85.0% | $135,382+68.8% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -6.14% | 153.69%-159.8pp | 119.20%-125.3pp | 519.77%-525.9pp |
| Employer contribution / active EE | $12,889 | $5,152+150.2% | $4,628+178.5% | $4,779+169.7% |
| Participant deferral / active EE | $3,067 | $6,799-54.9% | $6,426-52.3% | $5,609-45.3% |
| Admin fee / account holder | $9,009 | $10,917-17.5% | $9,284-3.0% | $10,829-16.8% |