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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,535 | $93,117+78.8% | $77,096+116.0% | $134,532+23.8% |
| Participation rate | 88.9% | 74.5%+14.4pp | 67.9%+21.0pp | 81.2%+7.7pp |
| Annual return | -17.01% | 62.67%-79.7pp | 42.35%-59.4pp | 418.27%-435.3pp |
| Employer contribution / active EE | $8,966 | $3,420+162.1% | $2,814+218.6% | $4,741+89.1% |
| Participant deferral / active EE | $7,133 | $5,241+36.1% | $4,429+61.0% | $6,401+11.4% |
| Admin fee / account holder | $3,668 | $6,948-47.2% | $5,428-32.4% | $11,429-67.9% |