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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,370 | $109,411+50.2% | $89,435+83.8% | $158,982+3.4% |
| Participation rate | 90.0% | 74.3%+15.7pp | 68.0%+22.0pp | 82.0%+8.0pp |
| Annual return | 15.07% | 345.68%-330.6pp | 245.55%-230.5pp | 302.99%-287.9pp |
| Employer contribution / active EE | $9,094 | $3,173+186.6% | $2,587+251.5% | $4,763+90.9% |
| Participant deferral / active EE | $1,802 | $4,600-60.8% | $3,890-53.7% | $5,983-69.9% |
| Admin fee / account holder | $26,612 | $6,159+332.1% | $4,884+444.8% | $11,252+136.5% |