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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,722 | $176,794-38.5% | $146,647-25.9% | $167,553-35.1% |
| Participation rate | 75.0% | 83.6%-8.6pp | 80.1%-5.1pp | 82.1%-7.1pp |
| Annual return | 14.54% | 24.04%-9.5pp | 22.75%-8.2pp | 478.89%-464.4pp |
| Employer contribution / active EE | $2,644 | $5,161-48.8% | $4,137-36.1% | $4,840-45.4% |
| Participant deferral / active EE | $7,260 | $6,440+12.7% | $5,506+31.8% | $6,343+14.5% |
| Admin fee / account holder | $1,668 | $13,262-87.4% | $10,281-83.8% | $12,316-86.5% |