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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,625 | $152,619-57.0% | $125,195-47.6% | $152,909-57.1% |
| Participation rate | 83.3% | 83.3%0pp | 79.8%+3.6pp | 82.5%+0.9pp |
| Annual return | 0.00% | 54.85%-54.8pp | 43.79%-43.8pp | 345.46%-345.5pp |
| Employer contribution / active EE | $1,763 | $4,947-64.4% | $3,866-54.4% | $4,764-63.0% |
| Participant deferral / active EE | $3,893 | $5,869-33.7% | $4,937-21.2% | $5,851-33.5% |
| Admin fee / account holder | $6,504 | $13,437-51.6% | $9,704-33.0% | $11,601-43.9% |