Retirement plan

403B THRIFT PLAN FOR DIVERSIFIED HOME SERVICES, INC.

Name: DIVERSIFIED HOME SERVICES, INC. - 403B THRIFT PLAN FOR DIVERSIFIED HOME SERVICES, INC. (2016) Form 5500
Creator: DIVERSIFIED HOME SERVICES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403B THRIFT PLAN FOR DIVERSIFIED HOME SERVICES, INC., DIVERSIFIED HOME SERVICES, INC.

DIVERSIFIED HOME SERVICES, INC.EIN 04-2932308Plan #003PY 2016

25 TUCKER DRIVE - LEOMINSTER, MA 014536501978-466-2266LinkedIn1-10 employees

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$4.3M

+0.8% from 2015

Total participants

189

+3.3% from 2015

Average account balance

$26,640

-0.5% from 2015

Annual return

6.99%

+2.48 pp from 2015

Benchmarks

See 5,140 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,140 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$7.40M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$50K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

149

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

74.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$385K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.60%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$33

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL2+ years Filed as: FIDELITY INV. INST. OPS. CO. Service code 37 · EIN 04-2647786	Loan Processing	$1,303
MUTUAL OF AMERICA INVESTMENT CORP2+ years Filed as: MUTUAL OF AMERICA LIFE INSURANCE CO Service code 51 · EIN 13-1614399 320 PARK AVE · NEW YORK, NY 10022	Investment Mgmt Fees	$511

Plan features & details

Pension benefit codes2F2G2L2S2T3H

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$2K

$12 / participant

Contract admin$2K100.0%

% of EOY assets

0.043%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BDO USA, LLP
Auditor EIN: 135381590
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$26,640

$46,732-43.0%

$156,551-83.0%

$55,167-51.7%

Participation rate

80.8%

65.8%+15.0pp

84.0%-3.2pp

69.0%+11.8pp

Annual return

6.99%

17.72%-10.7pp

32.23%-25.2pp

169.23%-162.2pp

Employer contribution / active EE

$374

$2,105-82.2%

$5,501-93.2%

$1,963-81.0%

Participant deferral / active EE

$1,691

$2,204-23.3%

$4,871-65.3%

$3,054-44.6%

Admin fee / account holder

$11

$418-97.3%

$13,028-99.9%

$504-97.8%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL2+ years

Filed as: FIDELITY INV. INST. OPS. CO.

Service code 37 · EIN 04-2647786

Loan Processing

$1,303

MUTUAL OF AMERICA INVESTMENT CORP2+ years

Filed as: MUTUAL OF AMERICA LIFE INSURANCE CO

Service code 51 · EIN 13-1614399

320 PARK AVE · NEW YORK, NY 10022

Investment Mgmt Fees

$511

403B THRIFT PLAN FOR DIVERSIFIED HOME SERVICES, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403B THRIFT PLAN FOR DIVERSIFIED HOME SERVICES, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion