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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $500,063 | $96,691+417.2% | $86,656+477.1% | $139,487+258.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 15.46% | 106.87%-91.4pp | 593.09%-577.6pp | 373.84%-358.4pp |
| Employer contribution / active EE | $18,330 | $3,267+461.1% | $3,025+505.9% | $4,755+285.5% |
| Participant deferral / active EE | $12,450 | $4,838+157.3% | $4,439+180.5% | $6,713+85.5% |
| Admin fee / account holder | $3,418 | $6,414-46.7% | $5,619-39.2% | $11,407-70.0% |