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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $491,263 | $92,766+429.6% | $82,763+493.6% | $134,545+265.1% |
| Participation rate | 83.3% | 75.2%+8.1pp | 72.6%+10.8pp | 81.2%+2.1pp |
| Annual return | -21.22% | 946.97%-968.2pp | 702.45%-723.7pp | 418.37%-439.6pp |
| Employer contribution / active EE | $14,115 | $3,273+331.2% | $3,008+369.2% | $4,742+197.7% |
| Participant deferral / active EE | $10,043 | $4,802+109.1% | $4,395+128.5% | $6,401+56.9% |
| Admin fee / account holder | $4,761 | $5,978-20.3% | $5,325-10.6% | $11,431-58.3% |