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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,163 | $154,228+67.4% | $145,433+77.5% | $137,256+88.1% |
| Participation rate | 95.2% | 83.8%+11.4pp | 82.1%+13.1pp | 80.0%+15.3pp |
| Annual return | 14.80% | 74.59%-59.8pp | 66.58%-51.8pp | 220.34%-205.5pp |
| Employer contribution / active EE | $4,655 | $4,804-3.1% | $4,554+2.2% | $4,156+12.0% |
| Participant deferral / active EE | $10,558 | $8,216+28.5% | $7,897+33.7% | $6,407+64.8% |
| Admin fee / account holder | $26,038 | $14,344+81.5% | $13,129+98.3% | $12,270+112.2% |