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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,523 | $160,070+60.3% | $147,117+74.4% | $145,897+75.8% |
| Participation rate | 94.4% | 84.0%+10.4pp | 82.2%+12.3pp | 80.3%+14.1pp |
| Annual return | 12.78% | 98.69%-85.9pp | 420.54%-407.8pp | 552.29%-539.5pp |
| Employer contribution / active EE | $4,859 | $5,285-8.1% | $4,932-1.5% | $4,663+4.2% |
| Participant deferral / active EE | $8,772 | $8,419+4.2% | $8,065+8.8% | $6,689+31.1% |
| Admin fee / account holder | $1,308 | $15,035-91.3% | $12,993-89.9% | $13,390-90.2% |