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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,000 | $110,278-81.0% | $95,740-78.1% | $139,466-84.9% |
| Participation rate | 35.7% | 75.7%-40.0pp | 72.3%-36.5pp | 80.3%-44.6pp |
| Annual return | 45.12% | 27.19%+17.9pp | 28.41%+16.7pp | 373.66%-328.5pp |
| Employer contribution / active EE | $1,292 | $3,260-60.4% | $2,836-54.4% | $4,754-72.8% |
| Participant deferral / active EE | $3,636 | $4,674-22.2% | $4,244-14.3% | $6,712-45.8% |
| Admin fee / account holder | $0 | $6,613-100.0% | $5,676-100.0% | $11,409-100.0% |