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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,973 | $95,188-58.0% | $76,518-47.8% | $135,379-70.5% |
| Participation rate | 64.7% | 74.4%-9.7pp | 68.0%-3.3pp | 82.6%-17.9pp |
| Annual return | -10.95% | 4.85%-15.8pp | -0.27%-10.7pp | 519.79%-530.7pp |
| Employer contribution / active EE | $2,172 | $3,303-34.2% | $2,647-18.0% | $4,779-54.6% |
| Participant deferral / active EE | $5,242 | $4,640+13.0% | $3,836+36.7% | $5,609-6.5% |
| Admin fee / account holder | $297 | $6,249-95.2% | $4,849-93.9% | $10,828-97.3% |