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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $455,815 | $148,629+206.7% | $135,982+235.2% | $139,487+226.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 24.59% | 79.33%-54.7pp | 68.32%-43.7pp | 373.84%-349.3pp |
| Employer contribution / active EE | $7,398 | $5,247+41.0% | $4,859+52.2% | $4,755+55.6% |
| Participant deferral / active EE | $12,037 | $8,102+48.6% | $7,760+55.1% | $6,713+79.3% |
| Admin fee / account holder | $6,412 | $12,406-48.3% | $10,767-40.4% | $11,407-43.8% |