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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,032 | $157,304+164.5% | $141,197+194.6% | $152,909+172.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 27.45% | 64.34%-36.9pp | 71.41%-44.0pp | 345.46%-318.0pp |
| Employer contribution / active EE | $9,605 | $5,263+82.5% | $4,736+102.8% | $4,764+101.6% |
| Participant deferral / active EE | $12,592 | $7,111+77.1% | $6,710+87.7% | $5,851+115.2% |
| Admin fee / account holder | $3,781 | $12,126-68.8% | $10,265-63.2% | $11,601-67.4% |