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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $636,133 | $154,228+312.5% | $145,433+337.4% | $137,256+363.5% |
| Participation rate | 94.1% | 83.8%+10.3pp | 82.1%+12.0pp | 80.0%+14.2pp |
| Annual return | 14.96% | 74.59%-59.6pp | 66.58%-51.6pp | 220.34%-205.4pp |
| Employer contribution / active EE | $10,929 | $4,804+127.5% | $4,554+140.0% | $4,156+163.0% |
| Participant deferral / active EE | $14,148 | $8,216+72.2% | $7,897+79.2% | $6,407+120.8% |
| Admin fee / account holder | $8,606 | $14,344-40.0% | $13,129-34.5% | $12,270-29.9% |