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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,974 | $39,798+73.3% | $67,704+1.9% | $59,633+15.7% |
| Participation rate | 37.2% | 57.4%-20.1pp | 67.5%-30.3pp | 68.7%-31.5pp |
| Annual return | 0.48% | 89.94%-89.5pp | 25.41%-24.9pp | 2041.45%-2041.0pp |
| Employer contribution / active EE | $422 | $1,393-69.7% | $2,559-83.5% | $2,203-80.8% |
| Participant deferral / active EE | $2,116 | $2,335-9.4% | $3,585-41.0% | $3,192-33.7% |
| Admin fee / account holder | $7 | $3,212-99.8% | $4,255-99.8% | $4,297-99.8% |