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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,990 | $104,251+12.2% | $91,004+28.6% | $147,586-20.7% |
| Participation rate | 85.7% | 78.2%+7.5pp | 75.6%+10.1pp | 82.8%+2.9pp |
| Annual return | 18.88% | 27.06%-8.2pp | 4.60%+14.3pp | 578.59%-559.7pp |
| Employer contribution / active EE | $9,017 | $3,116+189.4% | $2,456+267.2% | $4,876+84.9% |
| Participant deferral / active EE | $5,637 | $4,195+34.4% | $3,548+58.9% | $5,439+3.6% |
| Admin fee / account holder | $848 | $8,948-90.5% | $5,417-84.3% | $10,886-92.2% |