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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,479 | $83,908+26.9% | $68,509+55.4% | $125,389-15.1% |
| Participation rate | 72.7% | 78.2%-5.4pp | 74.7%-2.0pp | 83.2%-10.5pp |
| Annual return | -0.55% | 14.48%-15.0pp | 8.27%-8.8pp | 282.24%-282.8pp |
| Employer contribution / active EE | $2,298 | $3,031-24.2% | $2,278+0.9% | $4,866-52.8% |
| Participant deferral / active EE | $7,482 | $4,125+81.4% | $3,382+121.2% | $5,352+39.8% |
| Admin fee / account holder | $1,122 | $8,982-87.5% | $5,275-78.7% | $9,541-88.2% |