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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,092 | $124,346-62.9% | $111,306-58.6% | $167,553-72.5% |
| Participation rate | 83.3% | 79.6%+3.7pp | 77.3%+6.0pp | 82.1%+1.2pp |
| Annual return | 7.76% | 37.46%-29.7pp | 54.67%-46.9pp | 478.89%-471.1pp |
| Employer contribution / active EE | $2,369 | $3,438-31.1% | $2,732-13.3% | $4,840-51.1% |
| Participant deferral / active EE | $4,108 | $5,182-20.7% | $4,488-8.5% | $6,343-35.2% |
| Admin fee / account holder | $8,000 | $10,623-24.7% | $7,966+0.4% | $12,316-35.0% |