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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,576 | $92,219-66.8% | $76,767-60.2% | $135,380-77.4% |
| Participation rate | 62.5% | 79.8%-17.3pp | 77.0%-14.5pp | 82.6%-20.1pp |
| Annual return | -0.32% | 5.46%-5.8pp | 2.43%-2.7pp | 519.81%-520.1pp |
| Employer contribution / active EE | $1,067 | $3,216-66.8% | $2,485-57.1% | $4,779-77.7% |
| Participant deferral / active EE | $2,002 | $4,508-55.6% | $3,852-48.0% | $5,609-64.3% |
| Admin fee / account holder | $54,981 | $10,749+411.5% | $6,675+723.6% | $10,828+407.8% |