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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,984 | $96,678+182.4% | $86,640+215.1% | $139,466+95.7% |
| Participation rate | 89.5% | 74.4%+15.1pp | 71.7%+17.8pp | 80.3%+9.1pp |
| Annual return | -7.55% | 106.69%-114.2pp | 592.52%-600.1pp | 373.66%-381.2pp |
| Employer contribution / active EE | $8,126 | $3,265+148.9% | $3,024+168.7% | $4,754+70.9% |
| Participant deferral / active EE | $7,982 | $4,837+65.0% | $4,438+79.9% | $6,712+18.9% |
| Admin fee / account holder | $2,126 | $6,410-66.8% | $5,616-62.1% | $11,409-81.4% |