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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,738 | $103,008+108.5% | $90,304+137.8% | $152,897+40.4% |
| Participation rate | 94.1% | 75.9%+18.3pp | 73.3%+20.8pp | 82.5%+11.7pp |
| Annual return | -1.81% | 95.22%-97.0pp | 78.13%-79.9pp | 345.43%-347.2pp |
| Employer contribution / active EE | $9,453 | $3,139+201.1% | $2,855+231.1% | $4,764+98.5% |
| Participant deferral / active EE | $5,637 | $4,281+31.7% | $3,885+45.1% | $5,851-3.7% |
| Admin fee / account holder | $41,231 | $6,175+567.7% | $5,354+670.1% | $11,599+255.5% |