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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,814 | $64,729+43.4% | $112,263-17.3% | $68,490+35.5% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -21.63% | -11.40%-10.2pp | 27.49%-49.1pp | -7.85%-13.8pp |
| Employer contribution / active EE | $6,373 | $2,746+132.1% | $3,636+75.3% | $2,597+145.4% |
| Participant deferral / active EE | $8,637 | $3,566+142.2% | $4,729+82.6% | $4,028+114.4% |
| Admin fee / account holder | $916 | $5,222-82.5% | $6,410-85.7% | $5,403-83.0% |