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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,781 | $78,670+34.5% | $109,173-3.1% | $85,847+23.2% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 6.09% | 25.09%-19.0pp | 25.75%-19.7pp | 318.61%-312.5pp |
| Employer contribution / active EE | $2,981 | $2,734+9.0% | $3,723-19.9% | $2,565+16.2% |
| Participant deferral / active EE | $7,349 | $3,467+112.0% | $4,654+57.9% | $3,952+86.0% |
| Admin fee / account holder | $422 | $5,469-92.3% | $6,755-93.8% | $6,261-93.3% |