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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,404 | $80,985-41.5% | $96,576-50.9% | $75,181-36.9% |
| Participation rate | 78.6% | 71.8%+6.8pp | 76.0%+2.6pp | 67.2%+11.4pp |
| Annual return | 10.08% | 27.05%-17.0pp | 25.87%-15.8pp | 160.69%-150.6pp |
| Employer contribution / active EE | $2,048 | $2,282-10.3% | $2,965-30.9% | $2,671-23.3% |
| Participant deferral / active EE | $3,247 | $3,929-17.4% | $4,851-33.1% | $4,126-21.3% |
| Admin fee / account holder | $23,575 | $6,719+250.9% | $8,253+185.7% | $5,650+317.3% |