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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,783 | $104,924-56.4% | $84,623-45.9% | $152,885-70.1% |
| Participation rate | 94.7% | 74.8%+19.9pp | 68.2%+26.5pp | 82.5%+12.3pp |
| Annual return | 26.15% | 373.82%-347.7pp | 258.77%-232.6pp | 345.39%-319.2pp |
| Employer contribution / active EE | $2,962 | $3,302-10.3% | $2,652+11.7% | $4,763-37.8% |
| Participant deferral / active EE | $6,795 | $4,689+44.9% | $3,899+74.3% | $5,851+16.1% |
| Admin fee / account holder | $15,073 | $6,242+141.5% | $4,913+206.8% | $11,598+30.0% |