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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,701 | $134,817+5.8% | $123,973+15.1% | $155,188-8.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 13.00% | 515.49%-502.5pp | 388.13%-375.1pp | 148.84%-135.8pp |
| Employer contribution / active EE | $10,162 | $4,425+129.7% | $4,126+146.3% | $4,248+139.2% |
| Participant deferral / active EE | $11,477 | $5,706+101.1% | $5,247+118.7% | $6,531+75.7% |
| Admin fee / account holder | $5,076 | $13,245-61.7% | $11,799-57.0% | $14,480-64.9% |