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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,142 | $115,814-54.1% | $101,275-47.5% | $158,982-66.6% |
| Participation rate | 63.6% | 79.4%-15.7pp | 75.8%-12.2pp | 82.0%-18.3pp |
| Annual return | 25.92% | 56.16%-30.2pp | 46.48%-20.6pp | 302.99%-277.1pp |
| Employer contribution / active EE | $4,124 | $4,176-1.2% | $3,660+12.7% | $4,763-13.4% |
| Participant deferral / active EE | $9,356 | $4,958+88.7% | $4,371+114.1% | $5,983+56.4% |
| Admin fee / account holder | $0 | $7,249-100.0% | $5,948-100.0% | $11,252-100.0% |