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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,099 | $57,285+151.5% | $86,605+66.4% | $75,173+91.7% |
| Participation rate | 100.0% | 63.2%+36.8pp | 71.7%+28.3pp | 67.2%+32.8pp |
| Annual return | 8.84% | 2671.04%-2662.2pp | 591.39%-582.6pp | 160.65%-151.8pp |
| Employer contribution / active EE | $4,180 | $2,315+80.6% | $3,023+38.3% | $2,670+56.5% |
| Participant deferral / active EE | $3,499 | $3,318+5.5% | $4,438-21.2% | $4,126-15.2% |
| Admin fee / account holder | $5,964 | $4,112+45.0% | $5,611+6.3% | $5,651+5.5% |