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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,254 | $124,314-41.9% | $109,163-33.8% | $167,518-56.9% |
| Participation rate | 63.6% | 79.4%-15.8pp | 75.9%-12.2pp | 82.1%-18.5pp |
| Annual return | 14.93% | 26.04%-11.1pp | 25.75%-10.8pp | 478.71%-463.8pp |
| Employer contribution / active EE | $2,061 | $4,209-51.0% | $3,723-44.6% | $4,838-57.4% |
| Participant deferral / active EE | $4,873 | $5,256-7.3% | $4,654+4.7% | $6,342-23.2% |
| Admin fee / account holder | $1,189 | $7,973-85.1% | $6,754-82.4% | $12,312-90.3% |