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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,130 | $106,918-10.1% | $84,021+14.4% | $152,897-37.1% |
| Participation rate | 85.7% | 75.2%+10.5pp | 69.0%+16.7pp | 82.5%+3.3pp |
| Annual return | 25.26% | 105.01%-79.8pp | 71.32%-46.1pp | 345.43%-320.2pp |
| Employer contribution / active EE | $1,824 | $2,735-33.3% | $1,984-8.1% | $4,764-61.7% |
| Participant deferral / active EE | $2,297 | $4,012-42.8% | $3,239-29.1% | $5,851-60.7% |
| Admin fee / account holder | $1,405 | $8,288-83.1% | $6,102-77.0% | $11,599-87.9% |