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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $638,764 | $77,816+720.9% | $123,552+417.0% | $64,173+895.4% |
| Participation rate | 98.9% | 74.7%+24.2pp | 82.3%+16.6pp | 69.6%+29.4pp |
| Annual return | -6.62% | 12.49%-19.1pp | 119.20%-125.8pp | 7.63%-14.3pp |
| Employer contribution / active EE | $9,824 | $3,014+225.9% | $4,628+112.3% | $2,381+312.6% |
| Participant deferral / active EE | $20,631 | $5,240+293.7% | $6,426+221.1% | $3,470+494.6% |
| Admin fee / account holder | $5,652 | $5,519+2.4% | $9,285-39.1% | $4,887+15.6% |