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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,770 | $72,027+81.6% | $185,835-29.6% | $79,852+63.8% |
| Participation rate | 100.0% | 65.8%+34.2pp | 78.0%+22.0pp | 69.6%+30.4pp |
| Annual return | 9.10% | 23.13%-14.0pp | 35.96%-26.9pp | 31.72%-22.6pp |
| Employer contribution / active EE | $6,002 | $1,965+205.4% | $4,087+46.8% | $2,471+142.9% |
| Participant deferral / active EE | $4,249 | $3,780+12.4% | $5,633-24.6% | $3,740+13.6% |
| Admin fee / account holder | $576 | $4,513-87.2% | $9,502-93.9% | $5,306-89.1% |