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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,821 | $65,395+92.4% | $182,540-31.1% | $72,975+72.4% |
| Participation rate | 100.0% | 65.4%+34.6pp | 78.0%+22.0pp | 69.5%+30.5pp |
| Annual return | 15.50% | 27.68%-12.2pp | 148.58%-133.1pp | 81.01%-65.5pp |
| Employer contribution / active EE | $5,641 | $1,911+195.2% | $4,076+38.4% | $2,440+131.2% |
| Participant deferral / active EE | $4,372 | $3,563+22.7% | $5,525-20.9% | $3,608+21.2% |
| Admin fee / account holder | $1,345 | $4,245-68.3% | $8,593-84.4% | $5,124-73.8% |