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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,085 | $105,210-3.0% | $159,487-36.0% | $85,851+18.9% |
| Participation rate | 98.0% | 75.8%+22.2pp | 82.8%+15.1pp | 69.3%+28.6pp |
| Annual return | 13.86% | 45.08%-31.2pp | 263.71%-249.8pp | 318.63%-304.8pp |
| Employer contribution / active EE | $3,707 | $3,319+11.7% | $4,831-23.3% | $2,565+44.5% |
| Participant deferral / active EE | $3,711 | $5,946-37.6% | $7,354-49.5% | $3,952-6.1% |
| Admin fee / account holder | $1,153 | $6,934-83.4% | $10,804-89.3% | $6,261-81.6% |