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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,220 | $89,370-27.0% | $141,197-53.8% | $72,976-10.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 23.08% | 111.88%-88.8pp | 71.41%-48.3pp | 81.02%-57.9pp |
| Employer contribution / active EE | $4,396 | $3,115+41.1% | $4,736-7.2% | $2,440+80.2% |
| Participant deferral / active EE | $3,320 | $5,419-38.7% | $6,710-50.5% | $3,608-8.0% |
| Admin fee / account holder | $2,849 | $5,957-52.2% | $10,265-72.2% | $5,124-44.4% |