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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,021 | $45,043+157.6% | $85,063+36.4% | $74,400+55.9% |
| Participation rate | 25.0% | 49.4%-24.4pp | 67.5%-42.5pp | 67.2%-42.2pp |
| Annual return | 12.18% | 26.26%-14.1pp | 66.54%-54.4pp | 1367.51%-1355.3pp |
| Employer contribution / active EE | $1,242 | $1,458-14.8% | $2,727-54.5% | $2,624-52.7% |
| Participant deferral / active EE | $2,700 | $2,733-1.2% | $4,523-40.3% | $4,348-37.9% |
| Admin fee / account holder | $4,895 | $2,210+121.5% | $6,155-20.5% | $1,944+151.9% |