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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,057 | $69,977-9.9% | $108,582-41.9% | $62,881+0.3% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | 4.48% | 10.73%-6.2pp | -51.70%+56.2pp | 20.14%-15.7pp |
| Employer contribution / active EE | $3,943 | $2,135+84.7% | $3,758+4.9% | $2,281+72.9% |
| Participant deferral / active EE | $4,751 | $3,165+50.1% | $4,311+10.2% | $3,203+48.3% |
| Admin fee / account holder | $611 | $5,076-88.0% | $7,645-92.0% | $4,296-85.8% |