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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,503 | $125,184+192.0% | $105,607+246.1% | $145,884+150.5% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 12.79% | 225.00%-212.2pp | 116.11%-103.3pp | 551.85%-539.1pp |
| Employer contribution / active EE | $2,248 | $3,720-39.6% | $3,167-29.0% | $4,662-51.8% |
| Participant deferral / active EE | $9,525 | $5,714+66.7% | $5,011+90.1% | $6,690+42.4% |
| Admin fee / account holder | $5,333 | $17,133-68.9% | $10,958-51.3% | $13,392-60.2% |