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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,263 | $116,203+53.4% | $93,621+90.4% | $152,909+16.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 18.06% | 35.96%-17.9pp | 32.76%-14.7pp | 345.46%-327.4pp |
| Employer contribution / active EE | $0 | $3,219-100.0% | $2,719-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $11,176 | $4,605+142.7% | $4,070+174.6% | $5,851+91.0% |
| Admin fee / account holder | $2,893 | $10,751-73.1% | $7,890-63.3% | $11,601-75.1% |