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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,503 | $126,519+188.9% | $106,201+244.2% | $145,959+150.4% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 12.79% | 225.10%-212.3pp | 116.26%-103.5pp | 561.95%-549.2pp |
| Employer contribution / active EE | $2,248 | $3,726-39.7% | $3,170-29.1% | $4,661-51.8% |
| Participant deferral / active EE | $9,525 | $5,716+66.6% | $5,012+90.0% | $6,689+42.4% |
| Admin fee / account holder | $5,333 | $17,312-69.2% | $11,039-51.7% | $13,398-60.2% |