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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,503 | $125,190+192.0% | $105,624+246.0% | $145,897+150.5% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 12.79% | 225.22%-212.4pp | 116.20%-103.4pp | 552.29%-539.5pp |
| Employer contribution / active EE | $2,248 | $3,720-39.6% | $3,168-29.0% | $4,663-51.8% |
| Participant deferral / active EE | $9,525 | $5,716+66.6% | $5,013+90.0% | $6,689+42.4% |
| Admin fee / account holder | $5,333 | $17,138-68.9% | $10,961-51.4% | $13,390-60.2% |