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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,076 | $73,978-3.9% | $96,515-26.4% | $75,173-5.5% |
| Participation rate | 41.4% | 66.4%-25.0pp | 74.3%-33.0pp | 67.2%-25.8pp |
| Annual return | 19.67% | 26.72%-7.1pp | 35.73%-16.1pp | 160.72%-141.1pp |
| Employer contribution / active EE | $4,760 | $2,931+62.4% | $3,740+27.3% | $2,671+78.2% |
| Participant deferral / active EE | $2,219 | $3,660-39.4% | $4,880-54.5% | $4,126-46.2% |
| Admin fee / account holder | $473 | $5,219-90.9% | $6,735-93.0% | $5,651-91.6% |