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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,200 | $133,998-58.8% | $112,263-50.8% | $134,545-59.0% |
| Participation rate | 57.9% | 78.6%-20.7pp | 75.1%-17.2pp | 81.2%-23.3pp |
| Annual return | -19.06% | 47.17%-66.2pp | 27.49%-46.5pp | 418.37%-437.4pp |
| Employer contribution / active EE | $6,986 | $4,040+72.9% | $3,636+92.1% | $4,742+47.3% |
| Participant deferral / active EE | $2,690 | $5,292-49.2% | $4,729-43.1% | $6,401-58.0% |
| Admin fee / account holder | $419 | $7,493-94.4% | $6,410-93.5% | $11,431-96.3% |