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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,200 | $134,001-58.8% | $112,258-50.8% | $134,509-59.0% |
| Participation rate | 57.9% | 78.6%-20.7pp | 75.1%-17.2pp | 81.2%-23.3pp |
| Annual return | -19.06% | 47.15%-66.2pp | 27.47%-46.5pp | 418.13%-437.2pp |
| Employer contribution / active EE | $6,986 | $4,039+72.9% | $3,636+92.2% | $4,741+47.4% |
| Participant deferral / active EE | $2,690 | $5,291-49.2% | $4,728-43.1% | $6,400-58.0% |
| Admin fee / account holder | $419 | $7,491-94.4% | $6,411-93.5% | $11,427-96.3% |