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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,125 | $81,446+8.2% | $103,374-14.8% | $80,874+9.0% |
| Participation rate | 27.8% | 66.9%-39.1pp | 74.5%-46.7pp | 67.6%-39.9pp |
| Annual return | 0.00% | 25.57%-25.6pp | 24.89%-24.9pp | 35.62%-35.6pp |
| Employer contribution / active EE | $3,707 | $3,107+19.3% | $3,869-4.2% | $2,756+34.5% |
| Participant deferral / active EE | $1,953 | $3,870-49.5% | $5,058-61.4% | $4,297-54.6% |
| Admin fee / account holder | $1,093 | $6,715-83.7% | $8,394-87.0% | $6,935-84.2% |