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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,125 | $81,504+8.1% | $102,437-14.0% | $80,959+8.9% |
| Participation rate | 27.8% | 66.9%-39.1pp | 74.5%-46.7pp | 67.7%-39.9pp |
| Annual return | 0.00% | 25.60%-25.6pp | 24.95%-24.9pp | 35.67%-35.7pp |
| Employer contribution / active EE | $3,707 | $3,104+19.4% | $3,871-4.2% | $2,757+34.5% |
| Participant deferral / active EE | $1,953 | $3,871-49.5% | $5,060-61.4% | $4,300-54.6% |
| Admin fee / account holder | $1,093 | $6,719-83.7% | $8,388-87.0% | $6,925-84.2% |