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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,039 | $60,349+85.7% | $74,184+51.0% | $62,881+78.2% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 0.71% | 21.38%-20.7pp | 17.74%-17.0pp | 20.14%-19.4pp |
| Employer contribution / active EE | $3,171 | $1,680+88.7% | $2,370+33.8% | $2,281+39.0% |
| Participant deferral / active EE | $3,643 | $2,856+27.5% | $3,550+2.6% | $3,203+13.7% |
| Admin fee / account holder | $15,972 | $4,261+274.8% | $5,586+185.9% | $4,296+271.8% |