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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,175 | $112,131+41.1% | $95,964+64.8% | $158,982-0.5% |
| Participation rate | 90.0% | 79.0%+11.0pp | 77.1%+12.9pp | 82.0%+8.0pp |
| Annual return | 17.80% | 171.19%-153.4pp | 91.64%-73.8pp | 302.99%-285.2pp |
| Employer contribution / active EE | $2,040 | $3,199-36.2% | $2,541-19.7% | $4,763-57.2% |
| Participant deferral / active EE | $5,254 | $4,784+9.8% | $4,167+26.1% | $5,983-12.2% |
| Admin fee / account holder | $1,623 | $10,136-84.0% | $6,797-76.1% | $11,252-85.6% |