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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,318 | $103,393+38.6% | $87,103+64.5% | $152,909-6.3% |
| Participation rate | 88.9% | 79.4%+9.5pp | 76.9%+12.0pp | 82.5%+6.4pp |
| Annual return | 20.93% | 28.10%-7.2pp | 28.19%-7.3pp | 345.46%-324.5pp |
| Employer contribution / active EE | $2,428 | $3,221-24.6% | $2,521-3.7% | $4,764-49.0% |
| Participant deferral / active EE | $6,225 | $4,778+30.3% | $4,049+53.8% | $5,851+6.4% |
| Admin fee / account holder | $1,733 | $12,195-85.8% | $7,491-76.9% | $11,601-85.1% |