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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,461 | $103,392+13.6% | $87,104+34.9% | $152,897-23.2% |
| Participation rate | 68.4% | 79.4%-10.9pp | 76.9%-8.5pp | 82.5%-14.0pp |
| Annual return | 19.60% | 28.10%-8.5pp | 28.19%-8.6pp | 345.43%-325.8pp |
| Employer contribution / active EE | $1,073 | $3,221-66.7% | $2,521-57.4% | $4,764-77.5% |
| Participant deferral / active EE | $3,762 | $4,778-21.3% | $4,048-7.1% | $5,851-35.7% |
| Admin fee / account holder | $1,891 | $12,194-84.5% | $7,491-74.8% | $11,599-83.7% |