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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,854 | $69,273-19.4% | $90,796-38.5% | $82,637-32.4% |
| Participation rate | 53.6% | 64.0%-10.5pp | 69.5%-15.9pp | 68.1%-14.5pp |
| Annual return | 12.24% | 18.37%-6.1pp | 19.29%-7.1pp | 53.51%-41.3pp |
| Employer contribution / active EE | $1,131 | $1,865-39.4% | $2,294-50.7% | $2,552-55.7% |
| Participant deferral / active EE | $2,734 | $3,047-10.3% | $3,822-28.5% | $4,126-33.7% |
| Admin fee / account holder | $244 | $5,511-95.6% | $7,024-96.5% | $7,339-96.7% |